Invest in the OMERS Fund with AVCs

OMERS offers Additional Voluntary Contributions (AVCs), which can increase your savings.

Similar to RRSPs in some ways, AVCs are administered as part of the OMERS Primary Pension Plan but separate from your OMERS Plan defined benefit pension. Funds in an AVC account are invested in the globally diverse OMERS Fund and earn the OMERS Fund net rate of return.

There are two ways to contribute to an AVC account:
  • Transfer funds from a registered retirement savings vehicle, for example, an RRSP
  • Automatic contributions by pre-authorized debit or payroll deduction through your employer*, from as low as $40 a month or $20 biweekly (active members only).
Everyone has their own unique retirement goals. AVCs could help you reach yours.

Learn more about AVCs.

To open an AVC account, visit

The additional voluntary contribution provision is part of the OMERS Plan and is subject to the conditions established by the OMERS Administration Corporation pursuant to Section 47 of the OMERS Plan. The OMERS Plan and such related conditions may be amended in the future in accordance with the OMERS Act, 2006 and the Pension Benefits Act (Ontario). * Some OMERS employers offer payroll deductions for AVCs.