How do I contribute?

Members making automatic contributions can make a payment to catch up on their automatic contributions for the year.

You may be able to make a catch-up payment if:

• you started automatic contributions partway through the year; or
• you’ve been contributing less than your biweekly or monthly maximum.

Ready to make a catch-up payment? Catch-up payments can be made online through myOMERS or by completing a paper form. 

Peter has been making monthly automatic contributions of $150 since the beginning of the year. The monthly maximum he can contribute is $250.

If Peter makes a catch-up payment in August, the maximum payment he can make is:

7 months (January 1 to July 31) X $100 (see note below) = $700.

If Peter had been contributing $250 (the maximum for his earnings and service for the entire year, he would not have been able to make a catch-up payment. However, if Peter started making automatic contributions partway through the year, he could make a catch-up payment for the months he did not contribute.

Note: $250 (Peter's monthly maximum based on their earnings and service) minus $150 (the amount of their actual monthly contribution).
 

Jane was enrolled in the OMERS Plan on March 1 and she immediately started making automatic contributions. The monthly maximum she can contribute is $250. She has been making monthly contributions of $150.

If Jane makes a catch-up payment in August, the maximum payment she can make is: 
5 months (March 1 to July 31) x $100 (see note below) = $500.

Note: $250 (Jane’s monthly maximum based on their earnings and service) minus $150 (the amount of their actual monthly contribution).